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My carrier has insurance. Why do I need FreightGuard coverage when the carrier has Cargo Insurance in effect?
Freight carriers maintain Cargo Liability insurance for the cargo they carry, but this coverage is limited in the protection it provides for cargo shippers.
The cargo insurance certificate you purchase through FreightGuardNow.com provides that claims are payable to the "Assured or order". This means that the named insured on the certificate may endorse the original document over to the consignee. The consignee then becomes the bearer of the insurance document and is able to file a claim directly with the insurance company.What do I do if I need to change details on the certificate of Insurance?
To request changes to be made to your insurance certificate, please contact us. Please note, some changes may result in a change in premium.How do I file a claim?
Each insurance certificate contains full claim filing instructions, including contact information for the claim settling agent. You may also contact FreightGuard at 866.748.4200 for assistance in filing a claim.What do I do if my shipment is cancelled?
If your shipment is cancelled for any reason, contact us. FreightGuard will take care of cancelling the insurance. Premium will be refunded back to your credit card minus a 3% cancellation fee (minimum of $15) and all other fees associated with your purchase.